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Peer-to-Peer Lending

Information Technology-Based Joint Funding Services (LPBBTI)/Peer-to-Peer Lending/Online Loans is the provision of financial services to connect lenders with borrowers in order to carry out loan agreements in rupiah currency directly through an electronic system. As of October 29, 2024, the total number of licensed LPBBTI peer-to-peer lending or LPBBTI lending providers licensed by OJK is 97 companies. OJK urges the public to use the services of LPBBTI providers who are licensed by OJK.

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