STRUCTURAL REINFORCEMENT OF THE NATIONAL BANKING SYSTEM PROGRAM
"Creation of a robust structure for the domestic banking system capable of meeting the needs of the public and promoting sustainable economic development."
This program is aimed at building stronger capitalization into commercial banks (conventional and sharia) as part of the strengthening of bank capacity for business and risk management, development of information technology, and expansion of business scale in order to support increased capacity for bank credit expansion. The program for reinforced capitalization of commercial banks will be implemented in stages.
Measures to increase commercial bank capital will be put into place in well developed business plans containing deadlines, methods, and stages of progress. Capital may be increased by any of the following means:
The program for improvement of overall capitalization of commercial banks is expected to produce a more optimum structure for the banking system within the next ten to fifteen years. This structure is envisaged as follows:
The structure envisaged for the Indonesian banking system in the next ten to fifteen years is depicted as follows:
:: Phase of Implementation