​The 2023 edition of the Indonesia Banking Booklet (IBB) constitutes a publication media presenting brief information concerning Indonesian banking throughout 2022. This booklet is also expected to provide information regarding the direction of the 2023 policies of the Otoritas Jasa Keuangan/OJK (Financial Services Authority) as mandated in the 2023 Financial Services Industry Annual Meeting with the theme “Strengthening the Financial Services Sector for Maintaining Economic Growth", development of the banking industry in Indonesia, as well as regulations and policies in the banking sector issued by OJK so that the banking industry will have higher competitiveness and contribution.

Along with increasingly rapid technology development, followed by public expectations for fast, easy, secure, efficient, and agile financial services, faster digital banking acceleration is needed. The concept shift from traditional banking to future banking prompts banks to carry out digital transformation as a priority in order to be able to compete in the national and global arena. As an institution that has the function to regulate and supervise the overall activities of the financial services sector, OJK has a major role in providing directions as well as boosting the development and digitalization of the national banking industry in order to have higher resilience, competitiveness and contribution. This role is carried out, among others, through the issuance of the Blue Print for the issuance of the Blue Print for the directions of developments, policies, as well as provisions in the Banking Sector as incorporated in this booklet.

The 2023 edition of the IBB is designed with an attractive layout and format to provide ease for users. We also include the use of QR Code technology in some of the contents in this IBB so that users can easily obtain additional information about the contents being read.

We realize that there are still shortcomings in the presentation of the 2023 IBB, both in contents and format, but we hope that the information presented can yet provide optimal benefits for the users. The users' input and views on this IBB are welcome, which will enable further enhancement in the next edition of the IBB.