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WP/21/03 What Drives Microfinance Institutions Adopting Technology in Indonesia? Pre-Adoption and Post Adoption Approach in Indonesia

 WP/21/03 What Drives Microfinance Institutions Adopting Technology in Indonesia? Pre-Adoption and Post Adoption Approach in Indonesia

December 10, 2021
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​OJK Working Paper describes research in progress by the authors and are distributed to elicit further comments and suggestions. The findings and interpretations expressed in this paper are entirely those of the authors and do not represent the views of OJK. All remaining errors and omissions rest with the authors.

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