Suku Bunga Dasar Kredit - Desember 2017

 

​​Suku Bunga Dasar Kredit (SBDK)
Data Posisi Akhir Desember 2017


​​Nama Bank ​​​ ​ ​ ​ ​Suku Bunga Dasar Kredit (dalam %)
Korporasi​​Ritel​Mikro​KPR​NON KPR
​​PT. BANK RAKYAT INDONESIA (PERSERO), Tbk
​10,9510,75​​19,00​10,98​13,50
​PT. BANK MANDIRI (PERSERO), Tbk10,95​​11,73​21,26​10,78​12,49
​PT. BANK NEGARA INDONESIA (PERSERO), Tbk​10,80​10,35​-​11,10​13,50
​PT. BANK DANAMON INDONESIA, Tbk​9,89​11,42​19,92​11,58​12,50
​PT. BANK PERMATA, Tbk​10,24​9,89​-​10,50​9,83
​PT. BANK CENTRAL ASIA, Tbk​10,31​11,06​-​11,50​7,60
​PT. BANK MAYBANK INDONESIA Tbk​9,70​11,00​18,30​9,50​10,75
​PT. PAN INDONESIA BANK, Tbk​12,5813,0922,0013,75​​12,08
​PT. BANK CIMB NIAGA, Tbk​9,70​10,25​-​10,23​11,90
​PT. BANK UOB INDONESIA​13,10​12,17​-​11,28​-
​PT. BANK OCBC NISP, Tbk​11,00​12,00​-​11,20​11,75
​CITIBANK, N.A.​8,02​8,50​-​-​-
​JP MORGAN CHASE BANK, NA​7,20​-​-​-​-
​BANK OF AMERICA, N.A​7,10​-​-​-​-
​PT. BANK WINDU KENTJANA INTERNATIONAL, Tbk​11,18​11,18​-​11,18​11,18
​PT. BANK ARTHA GRAHA INTERNASIONAL, Tbk​16,04​16,04​23,78​15,04​16,04
​BANGKOK BANK PCL​14,08​-​-​-​-
​THE HONGKONG & SHANGHAI B.C, LTD​10,71​10,71​-​10,50​-
​THE BANK OF TOKYO-MITSUBISHI UFJ LTD.​6,90​-​-​-​-
​PT. BANK SUMITOMO MITSUI INDONESIA​7,15​-​-​-​-
​PT. BANK DBS INDONESIA​8,80​10,39​-​11,06​-
​PT. BANK RESONA PERDANIA​9,62​-​-​-​-
​PT. BANK MIZUHO INDONESIA​8,05​-​-​-​-
​STANDARD CHARTERED BANK​9,30​-​-​10,00​-
​PT. BANK CAPITAL INDONESIA, Tbk​14,50​13,50​13,50​13,50​13,50
​PT. BANK BNP PARIBAS INDONESIA​7,26​-​-​-​-
​PT. BANK ANZ INDONESIA​9,06​-​-​12,35​13,35
​DEUTSCHE BANK AG​8,50​-​-​-​-
​BANK OF CHINA HONGKONG LIMITED
​7,35​7,35​7,35​-​-
​PT. BANK BUMI ARTA, Tbk​11,67​12,23​18,23​​11,70​16,23
​PT. BANK HSBC INDONESIA​10,71​10,71​-​11,25​-
​PT. BANK RABOBANK INTERNATIONAL INDONESIA​11,74​13,66​-​13,72​14,74
​PT. BANK J TRUST INDONESIA, Tbk.​12,00​12,50​26,00​13,50​12,50
​PT. BANK MAYAPADA INTERNATIONAL, Tbk​13,00​13,10​23,20​13,40​13,30
​PT. BPD JAWA BARAT DAN BANTEN, Tbk​16,65​12,82​18,88​15,42​14,10
​PT. BPD DKI​10,78​11,28​15,78​11,28​12,28
​PT. BPD DAERAH ISTIMEWA YOGYAKARTA​12,50​14,50​20,00​11,00​15,50
​PT. BPD JAWA TENGAH​12,00​14,00​16,00​12,00​15,00
​PT. BPD JAWA TIMUR, Tbk​12,32​13,70​14,93​8,94​11,42
​PT. BPD JAMBI​13,71​11,38​9,00​12,00​12,24
​PT. BPD SUMATERA UTARA​12,55​13,26​16,03​13,26​16,04
​PT. BPD SUMATERA BARAT​10,25​10,75​14,25​11,25​11,00
​PT. BPD RIAU KEPRI​12,68​10,30​12,43​13,60​15,38
​PT. BPD SUMATERA SELATAN DAN BANGKA BELITUNG​12,00​13,55​15,69​12,50​14,24
​PT. BPD LAMPUNG​12,60​12,60​12,60​-​12,60
​PT. BPD KALIMANTAN SELATAN​13,50​14,50​16,24​16,80​16,00
​PT. BPD KALIMANTAN BARAT​9,64​9,37​11,84​9,62​11,56
​PD. BPD KALIMANTAN TIMUR DAN KALIMANTAN UTARA​14,50​15,00​15,50​15,50​15,50
​PT. BPD KALIMANTAN TENGAH​13,48​13,48​17,98​10,98​15,48
​PT. BPD SULAWESI SELATAN DAN SULAWESI BARAT​15,00​15,00​15,00​17,00​12,00
​PT. BPD SULAWESI UTARA DAN GORONTALO​​10,00​11,00​11,00​10,00​11,00
​PT. BPD NUSA TENGGARA BARAT​10,64​11,66​10,82​10,72​17,66
​PT. BPD BALI​10,39​11,75​11,24​11,65​12,67
​PT. BPD NUSA TENGGARA TIMUR​11,89​13,09​14,10​11,85​15,51
​PT. BPD MALUKU DAN MALUKU UTARA​8,78​11,23​11,23​8,92​11,23
​PT. BPD PAPUA​19,26​12,04​12,50​9,55​11,60
​PT. BPD BENGKULU​11,14​12,39​11,89​10,89​10,89
​PT. BPD SULAWESI TENGAH​-​9,13​-​-​-
​PT. BPD SULAWESI TENGGARA​12,00​12,00​12,00​12,00​10,50
​PT BANK PEMBANGUNAN DAERAH BANTEN​11,16​11,49​14,31​10,76​12,49
​PT. BANK NUSANTARA PARAHYANGAN, Tbk​13,50​15,00​13,00​15,00​14,50
​PT. BANK OF INDIA INDONESIA, Tbk​13,25​13,25​13,25​13,25​13,25
​PT. BANK MESTIKA DHARMA, Tbk​11,48​11,78​12,53​11,38​11,43
​PT. BANK SHINHAN INDONESIA​11,78​13,94​15,47​11,86​17,52
​PT. BANK SINARMAS, Tbk​14,25​13,20​17,01​-​11,35
​PT. BANK MASPION INDONESIA, Tbk​-​11,25​21,00​11,25​11,25
​PT. BANK GANESHA​13,33​15,58​31,45​13,99​14,75
​PT. BANK ICBC INDONESIA​10,75​11,25​-​9,25​-
​PT. BANK QNB INDONESIA, Tbk​11,00​12,00​13,25​13,50​13,75
​PT. BANK TABUNGAN NEGARA (PERSERO), Tbk​12,50​13,50​-​11,26​12,50
​PT. BANK WOORI SAUDARA 1906, Tbk​8,76​14,94​1,00​11,23​12,63
​PT. BANK TABUNGAN PENSIUNAN NASIONAL, Tbk​-​13,56​24,29​-​15,33
​PT. BANK MEGA, Tbk​12,50​13,50​-​13,50​12,75
​PT. BANK BUKOPIN, Tbk​12,32​13,09​16,94​12,48​12,42
​PT. BANK BISNIS INTERNASIONAL​-​12,79​-​9,81​10,33
​PT BANK OKE INDONESIA​10,45​11,95​-​-​-
​PT. BANK JASA JAKARTA​10,68​10,68​-​10,43​10,43
​PT. BANK KEB HANA INDONESIA​10,42​11,40​10,68​10,00​​15,59
​PT. BANK MNC INTERNASIONAL, Tbk​​13,84​13,74​16,01​14,11​14,61
​PT. BANK YUDHA BHAKTI, Tbk​16,01​17,26​17,51​17,86​17,86
​PT. BANK MITRANIAGA, Tbk​13,51​13,51​13,51​13,51​13,51
​PT. BANK RAKYAT INDONESIA AGRONIAGA, Tbk​11,12​11,12​-​-​-
​PT. BANK SBI INDONESIA​13,00​14,00​-​-​-
​PT. BANK ROYAL INDONESIA​11,27​11,27​-​11,27​11,27
​PT. BANK NATIONALNOBU, Tbk​-​12,00​-​10,50​-
​PT. BANK INA PERDANA, Tbk​12,80​12,80​14,80​12,80​14,30
​PT. PRIMA MASTER BANK​14,62​14,87​15,37​14,72​15,12
​PT. BANK SAHABAT SAMPOERNA​14,50​14,75​19,50​-​15,50
​PT. BANK DINAR INDONESIA, Tbk​12,31​12,31​-​12,31​12,31
​PT. BANK AMAR INDONESIA​11,00​13,00​17,50​14,00​14,00
​PT. BANK KESEJAHTERAAN EKONOMI​12,26​12,76​13,26​13,26​13,26
​PT. BANK ARTOS INDONESIA​15,21​​15,21​​15,21​​15,21​​15,21
​PT. BANK MULTIARTA SENTOSA​10,50​11,50​-​10,50​11,50
​PT. BANK MAYORA​10,48​12,21​13,46​11,21​11,46
​PT. BANK INDEX SELINDO​11,84​12,34​12,84​11,84​12,34
​PT. BANK FAMA INTERNASIONAL​13,52​13,52​14,52​13,52​13,52
​PT. BANK MANDIRI TASPEN​-​14,03​20,41​-​15,83
​PT. BANK VICTORIA INTERNATIONAL, Tbk​13,52​14,00​15,00​13,50​15,25
​PT. BANK HARDA INTERNASIONAL​13,53​13,53​13,53​13,53​13,53
​PT. BANK AGRIS, Tbk​9,09​9,59​11,59​9,09​9,09
​PT. BANK CTBC INDONESIA​12,70​17,76​-​17,76​-
​PT. BANK COMMONWEALTH​-​12,49​-​13,10​13,89


     

Disclaimer :

  1. The SBDK reffered to is defined in accordance to Bank Indonesia Circular Letter No.13/5/DPNP dated February 8, 2011. As mentioned within the Circular Letter, the categorization of Corporate Loan, Retail Loan, and Consumer Loan is determined according to bank’s Internal definition of such loans. In this case, the definition of Non-Mortgage Consumer Loan excludes Non-collateralized Consumer Loan as well as Credit Card Loan. The published SBDK data are those of conventional commercial banks with a total asset of at least Rp10 Trillion that are obliged by regulation to publish their SBDK data.
  2. The SBDK data/information published above is the end of month positions that is reported and submitted by the commercial banks to Bank Indonesia which has not been subjected to any change or modifications by Bank Indonesia. The SBDK information may differ from the SBDK information published by banks in its offices, its website and/or other media publication due to different reporting periods. Confirmation and or enquiry with respect to the validity and or the most up-to-date SBDK data/information should be made directly to the banks.
  3. The SBDK Information published herein does not in any form whatsoever reflect the opinion, view and or analysis of Bank Indonesia nor can the information be considered as an official document of Bank Indonesia. .
  4. Any review, restransmission, dissemination, copying or other use of, or taking any action in reliance upon the information contained in this publication by person(s) or entities is solely the responsibility of such person(s) or entities. Bank Indonesia accepts no liability for any consequence and or damage that may occur as a result of reviewing, restranmitting, disseminating, copying or other use of, or taking any action in reliance upon the information contained in this publication.
  5. The calculation of SBDK has not taken into account the risk premium component, which magnitude or size is dependent on banks’ evaluation regarding the riskiness of each individual debtors or group of debtors. Thus, the effective interest rate charged for loans to each individual debtors of group of debtors, which have incorporated such risk premium, may differ from SBDK.

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